1. Introduction

Welcome to Finovawave. This Payment Policy outlines the terms and conditions governing all payments made for our technology solutions, software products, and related services. By purchasing from Finovawave, you agree to comply with the terms stated below.

2. Accepted Payment Methods

We support secure and convenient online payments through the following methods:

  • Credit and Debit Cards: Visa, MasterCard, American Express, and other major cards.
  • Bank Transfers or UPI: Available for specific regions and services.
  • Digital Wallets: Selected wallets or alternative payment options may be supported where applicable.
3. Supported Currencies

All transactions are processed in USD, INR, EUR, and other supported currencies as displayed on our website. Exchange rates and conversion charges (if any) are determined by your payment provider.

4. Payment Security

We prioritize your payment security. All payments are processed through PCI-DSS compliant gateways using encryption and tokenization technologies to safeguard your personal and financial data. Finovawave does not store card details or sensitive payment information on its servers.

5. Payment Authorization

By completing a transaction, you authorize Finovawave to charge your selected payment method for the total order amount. You confirm that you are legally permitted to use the payment method provided and that all details are accurate.

6. Order Confirmation

Once payment is successfully completed, you will receive an order confirmation email containing details of your purchase, payment receipt, and relevant activation or access information for the purchased service or product.

7. Billing Information

You are responsible for providing accurate billing details, including your name, address, and payment information. Incorrect or incomplete information may result in order delays or failed transactions.

8. Taxes and Fees

Applicable taxes, GST, or service fees will be displayed at checkout. You are responsible for paying all required taxes and regulatory charges associated with your purchase.

9. Payment Disputes and Chargebacks

If you notice an incorrect charge or payment issue, please contact our support team immediately at support@finovawave.com. Initiating a chargeback without prior communication may result in account suspension or delayed resolution.

10. Refunds and Cancellations

Refunds and cancellations are governed by our separate Refund Policy and Cancellation Policy. Please review those documents for details on eligibility, timelines, and process.

11. Payment Processing Time

Payments are processed instantly in most cases. However, certain methods (like bank transfers) may take additional time to confirm. You will be notified promptly of any delays or verification issues.

12. Policy Updates

Finovawave reserves the right to update or modify this Payment Policy at any time. All changes will be published on our website with the revised effective date. Continued use of our services after updates constitutes your acceptance of the revised policy.

13. Legal Compliance

All payment processes adhere to applicable financial regulations and consumer protection laws. We work with authorized payment partners to ensure compliance with data privacy and anti-fraud requirements.

14. Contact Information

For any payment-related questions or assistance, please contact us at:

Email: support@finovawave.com